--- title: Blog (2) description: Read our latest blogs and stay up to date on your financial know how. (2) --- [![MembersPlusCU](https://blog.memberspluscu.org/hubfs/MembersPlusCU_February2025/images/MPCU-logo-with-tag-e1540818915924.png)](https://www.memberspluscu.org/) Toggle navigation - Personal Banking - [Products & Solutions](http://memberspluscu.org/personal-banking/) - [Members Checking](https://www.memberspluscu.org/personal-banking/products-solutions/members-checking/) - [Members Plus Checking](https://www.memberspluscu.org/personal-banking/products-solutions/members-plus-checking/) - [Rising Teen Accounts](https://www.memberspluscu.org/rising-teen-accounts/) - [Debit Mastercard®](https://www.memberspluscu.org/personal-banking/products-solutions/mc-debit-card/) - [Savings](https://www.memberspluscu.org/personal-banking/products-solutions/savings/) - [Club Accounts](https://www.memberspluscu.org/personal-banking/products-solutions/club-accounts/) - [Money Market](https://www.memberspluscu.org/personal-banking/products-solutions/money-market/) - [Certificates of Deposit (CD)](https://www.memberspluscu.org/personal-banking/products-solutions/certificate-of-deposit/) - 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[Blog](https://www.memberspluscu.org/about/blog/) - [Mission Statement](https://www.memberspluscu.org/about/mission-statement) - [Our Team](https://www.memberspluscu.org/about/our-team) - [Frequently Asked Questions](https://www.memberspluscu.org/about/frequently-asked-questions) - [Contact Us](https://www.memberspluscu.org/about/contact-us) - [Employment](https://www.memberspluscu.org/about/employment) - [Company](https://www.memberspluscu.org/about/company) - [Hours and Locations](http://memberspluscu.org/find-a-branch) - [Fee Schedule](https://www.memberspluscu.org/about/fee-schedule) - [Employment Application](https://www.memberspluscu.org/about/employment-application) #### Welcome To Online Banking [Account Login](https://www.memberspluscuonline.org/tob/live/usp-core/app/login/consumer) [Enroll: Online Banking](https://www.memberspluscuonline.org/tob/live/usp-core/app/register) [Enroll: Online Banking](https://www.memberspluscuonline.org/tob/live/usp-core/app/register) ## Our Blog Welcome to the Members Plus Credit Union blog! We will be providing you with tips, helpful information, financial advice as well as letting you in on our opinion! We hope you find the articles below not only helpful but interesting! --- [![Financial Planning for Life’s Major Milestones](https://blog.memberspluscu.org/hubfs/happy-pretty-lady-talking-phone-city-park.jpg "Financial Planning for Life’s Major Milestones")](https://blog.memberspluscu.org/financial-planning-for-lifes-major-milestones) ### [Financial Planning for Life’s Major Milestones](https://blog.memberspluscu.org/financial-planning-for-lifes-major-milestones) #### Mar 25th, 2026 Blog Highlights [Read More](https://blog.memberspluscu.org/financial-planning-for-lifes-major-milestones) --- [![Budget-Friendly Solutions for Navigating Financial Hardships](https://blog.memberspluscu.org/hubfs/business-woman-working-by-using-calculator.jpg "Budget-Friendly Solutions for Navigating Financial Hardships")](https://blog.memberspluscu.org/budget-friendly-solutions-for-navigating-financial-hardships) ### [Budget-Friendly Solutions for Navigating Financial Hardships](https://blog.memberspluscu.org/budget-friendly-solutions-for-navigating-financial-hardships) #### Mar 11th, 2026 Blog Highlights Stability: Learn how to reorganize your finances, prioritize essentials, and free up cash quickly during unexpected financial challenges. Savings: Discover practical ways to cut everyday costs, budget smarter, and build consistent money habits that support long-term stability. [Read More](https://blog.memberspluscu.org/budget-friendly-solutions-for-navigating-financial-hardships) --- [![Keeping Seniors Safe: How to Outsmart Financial Scammers](https://blog.memberspluscu.org/hubfs/old-women-balcony-with-coffee.jpg "Keeping Seniors Safe: How to Outsmart Financial Scammers")](https://blog.memberspluscu.org/keeping-seniors-safe-how-to-outsmart-financial-scammers) ### [Keeping Seniors Safe: How to Outsmart Financial Scammers](https://blog.memberspluscu.org/keeping-seniors-safe-how-to-outsmart-financial-scammers) #### Feb 25th, 2026 Why Seniors Are a Common Target Financial scams are on the rise in the U.S. and, unfortunately, senior citizens are a prime target due to theirfinancial stability, trusting nature, and possible cognitive decline. These financial scammers are definitely on the prowl trying to take advantage of... [Read More](https://blog.memberspluscu.org/keeping-seniors-safe-how-to-outsmart-financial-scammers) --- [![Home Buying That Doesn’t Stress You Out In 8 Steps](https://blog.memberspluscu.org/hubfs/young-family-moving-into-new-home.jpg "Home Buying That Doesn’t Stress You Out In 8 Steps")](https://blog.memberspluscu.org/home-buying-that-doesnt-stress-you-out-in-8-steps) ### [Home Buying That Doesn’t Stress You Out In 8 Steps](https://blog.memberspluscu.org/home-buying-that-doesnt-stress-you-out-in-8-steps) #### Feb 11th, 2026 Blog Highlights [Read More](https://blog.memberspluscu.org/home-buying-that-doesnt-stress-you-out-in-8-steps) --- [![How to Use Your Tax Refund to Level Up Your Finances](https://blog.memberspluscu.org/hubfs/beautiful-young-female-with-hair-bun-holding-generic-smart-phone-checking-newsfeed-social-media.jpg "How to Use Your Tax Refund to Level Up Your Finances")](https://blog.memberspluscu.org/how-to-use-your-tax-refund-to-level-up-your-finances) ### [How to Use Your Tax Refund to Level Up Your Finances](https://blog.memberspluscu.org/how-to-use-your-tax-refund-to-level-up-your-finances) #### Jan 28th, 2026 Blog Highlights [Read More](https://blog.memberspluscu.org/how-to-use-your-tax-refund-to-level-up-your-finances) --- [![The Hidden College Costs No One Warns You About](https://blog.memberspluscu.org/hubfs/beautiful-curly-female-student-holds-notebook-digital-tablet-takeaway-coffee-focused-into-distance-poses-urban-setting-wears-casual-clothes-poses-busy-street-being-way-university.jpg "The Hidden College Costs No One Warns You About")](https://blog.memberspluscu.org/the-hidden-college-costs-no-one-warns-you-about) ### [The Hidden College Costs No One Warns You About](https://blog.memberspluscu.org/the-hidden-college-costs-no-one-warns-you-about) #### Jan 7th, 2026 Blog Highlights How to Spot Hidden College Costs: Learn about common expenses that often get overlooked, from off-campus housing fees to transportation and daily living costs. Simple Strategies to Cut Spending: Learn practical ways to save money, including affordable housing tips, meal planning... [Read More](https://blog.memberspluscu.org/the-hidden-college-costs-no-one-warns-you-about) --- [![Unpacking the Costs of Your First Apartment: What TikTok Didn’t Tell You](https://blog.memberspluscu.org/hubfs/crop-close-up-female-tenant-renter-show-praise-house-keys-moving-first-own-new-apartment-house-happy-woman-owner-buy-purchase-home-relocate-dwelling-rental-rent-ownership-concept.jpg "Unpacking the Costs of Your First Apartment: What TikTok Didn’t Tell You")](https://blog.memberspluscu.org/unpacking-the-costs-of-your-first-apartment-what-tiktok-didnt-tell-you) ### [Unpacking the Costs of Your First Apartment: What TikTok Didn’t Tell You](https://blog.memberspluscu.org/unpacking-the-costs-of-your-first-apartment-what-tiktok-didnt-tell-you) #### Dec 10th, 2025 Unpacking the Costs of Your First Apartment: What TikTok Didn’t Tell You Blog Highlights [Read More](https://blog.memberspluscu.org/unpacking-the-costs-of-your-first-apartment-what-tiktok-didnt-tell-you) --- [![Credit cards: Friend or Foe to Your Finances?](https://blog.memberspluscu.org/hubfs/close-up-woman-holding-credit-card.jpg "Credit cards: Friend or Foe to Your Finances?")](https://blog.memberspluscu.org/credit-cards-friend-or-foe-to-your-finances) ### [Credit cards: Friend or Foe to Your Finances?](https://blog.memberspluscu.org/credit-cards-friend-or-foe-to-your-finances) #### Nov 26th, 2025 Blog Highlights [Read More](https://blog.memberspluscu.org/credit-cards-friend-or-foe-to-your-finances) --- [![Is Holiday Shopping Already Haunting Your Wallet? How to Have Fun Without Blowing Your Budget](https://blog.memberspluscu.org/hubfs/couple-walking-street-with-shopping-bags.jpg "Is Holiday Shopping Already Haunting Your Wallet? How to Have Fun Without Blowing Your Budget")](https://blog.memberspluscu.org/is-holiday-shopping-already-haunting-your-wallet-how-to-have-fun-without-blowing-your-budget) ### [Is Holiday Shopping Already Haunting Your Wallet? How to Have Fun Without Blowing Your Budget](https://blog.memberspluscu.org/is-holiday-shopping-already-haunting-your-wallet-how-to-have-fun-without-blowing-your-budget) #### Nov 12th, 2025 Blog Highlights Experiences: See how focusing on meaningful experiences instead of pricey gifts can make the holidays more memorable. Budgeting: Learn how to set a realistic holiday budget, track purchases, and stay in control of your spending. Smart Spending: Discover practical tips like shopping... [Read More](https://blog.memberspluscu.org/is-holiday-shopping-already-haunting-your-wallet-how-to-have-fun-without-blowing-your-budget) --- [![Slow Shopping: 7 Surprisingly Easy Ways to Curb Impulse Buys](https://blog.memberspluscu.org/hubfs/cheerful-girl-sitting-with-bags.jpg "Slow Shopping: 7 Surprisingly Easy Ways to Curb Impulse Buys")](https://blog.memberspluscu.org/slow-shopping-7-surprisingly-easy-ways-to-curb-impulse-buys) ### [Slow Shopping: 7 Surprisingly Easy Ways to Curb Impulse Buys](https://blog.memberspluscu.org/slow-shopping-7-surprisingly-easy-ways-to-curb-impulse-buys) #### Oct 29th, 2025 Blog Highlights [Read More](https://blog.memberspluscu.org/slow-shopping-7-surprisingly-easy-ways-to-curb-impulse-buys) --- [❮](https://blog.memberspluscu.org/page/1) [1](https://blog.memberspluscu.org/page/1) [2](https://blog.memberspluscu.org/page/2) [3](https://blog.memberspluscu.org/page/3) [4](https://blog.memberspluscu.org/page/4) [5](https://blog.memberspluscu.org/page/5) [❯](https://blog.memberspluscu.org/page/3) [❯❯](https://blog.memberspluscu.org/page/5) Questions about MembersPlus? 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