--- title: Blog (4) description: Read our latest blogs and stay up to date on your financial know how. (4) --- [![MembersPlusCU](https://blog.memberspluscu.org/hubfs/MembersPlusCU_February2025/images/MPCU-logo-with-tag-e1540818915924.png)](https://www.memberspluscu.org/) Toggle navigation - Personal Banking - [Products & Solutions](http://memberspluscu.org/personal-banking/) - [Members Checking](https://www.memberspluscu.org/personal-banking/products-solutions/members-checking/) - [Members Plus Checking](https://www.memberspluscu.org/personal-banking/products-solutions/members-plus-checking/) - [Rising Teen Accounts](https://www.memberspluscu.org/rising-teen-accounts/) - [Debit Mastercard®](https://www.memberspluscu.org/personal-banking/products-solutions/mc-debit-card/) - [Savings](https://www.memberspluscu.org/personal-banking/products-solutions/savings/) - [Club Accounts](https://www.memberspluscu.org/personal-banking/products-solutions/club-accounts/) - [Money Market](https://www.memberspluscu.org/personal-banking/products-solutions/money-market/) - [Certificates of Deposit (CD)](https://www.memberspluscu.org/personal-banking/products-solutions/certificate-of-deposit/) - 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[Become a Member](https://www.memberspluscu.org/membership/) - [Member Testimonials](https://www.memberspluscu.org/member-testimonials-2/) - [Frequently Asked Questions](https://www.memberspluscu.org/about/frequently-asked-questions/) - [Fee Schedule](https://www.memberspluscu.org/about/fee-schedule/) - [Welcome, Winchester!](https://www.memberspluscu.org/winchester/) - [News](https://www.memberspluscu.org/news/) - [Friends + Family](https://www.memberspluscu.org/friends-family/) - [Fraud + Resources](https://www.memberspluscu.org/security-financial-fraud/) - [Alerts](https://www.memberspluscu.org/alerts/) - [Newsletters](https://www.memberspluscu.org/newsletters-credit-union-updates/) - [Rates](https://www.memberspluscu.org/rates/) - [Branches](https://www.memberspluscu.org/find-a-branch/) # Blog - [About](https://www.memberspluscu.org/about) - \> - **Blog** - [About](https://www.memberspluscu.org/about) - [Holiday Closings](https://www.memberspluscu.org/about/holiday-closings) - [Annual Scholarships](https://www.memberspluscu.org/about/annual-scholarships) - [Blog](https://www.memberspluscu.org/about/blog/) - [Mission Statement](https://www.memberspluscu.org/about/mission-statement) - [Our Team](https://www.memberspluscu.org/about/our-team) - [Frequently Asked Questions](https://www.memberspluscu.org/about/frequently-asked-questions) - [Contact Us](https://www.memberspluscu.org/about/contact-us) - [Employment](https://www.memberspluscu.org/about/employment) - [Company](https://www.memberspluscu.org/about/company) - [Hours and Locations](http://memberspluscu.org/find-a-branch) - [Fee Schedule](https://www.memberspluscu.org/about/fee-schedule) - [Employment Application](https://www.memberspluscu.org/about/employment-application) #### Welcome To Online Banking [Account Login](https://www.memberspluscuonline.org/tob/live/usp-core/app/login/consumer) [Enroll: Online Banking](https://www.memberspluscuonline.org/tob/live/usp-core/app/register) [Enroll: Online Banking](https://www.memberspluscuonline.org/tob/live/usp-core/app/register) ## Our Blog Welcome to the Members Plus Credit Union blog! We will be providing you with tips, helpful information, financial advice as well as letting you in on our opinion! We hope you find the articles below not only helpful but interesting! --- [![Budgeting 101: Top 10 Tips for Making and Following a Monthly Budget](https://blog.memberspluscu.org/hubfs/Imported_Blog_Media/josh-appel-NeTPASr-bmQ-unsplash-scaled.jpg "Budgeting 101: Top 10 Tips for Making and Following a Monthly Budget")](https://blog.memberspluscu.org/top-10-tips-for-making-a-monthly-budget) ### [Budgeting 101: Top 10 Tips for Making and Following a Monthly Budget](https://blog.memberspluscu.org/top-10-tips-for-making-a-monthly-budget) #### Aug 13th, 2025 Never had a monthly budget before? Here are some tips to get you started. [Read More](https://blog.memberspluscu.org/top-10-tips-for-making-a-monthly-budget) --- [![5 Tips for Anyone Buying a House in a Cool Market](https://blog.memberspluscu.org/hubfs/Imported_Blog_Media/house-key-your-new-residential-home.jpg "5 Tips for Anyone Buying a House in a Cool Market")](https://blog.memberspluscu.org/5-tips-for-anyone-buying-a-house-in-a-cool-market) ### [5 Tips for Anyone Buying a House in a Cool Market](https://blog.memberspluscu.org/5-tips-for-anyone-buying-a-house-in-a-cool-market) #### Aug 13th, 2025 Shopping around for a new house? [Read More](https://blog.memberspluscu.org/5-tips-for-anyone-buying-a-house-in-a-cool-market) --- [![Embracing Financial Independence: A Guide for Young Adults](https://blog.memberspluscu.org/hubfs/Imported_Blog_Media/side-view-woman-working-laptop.jpg "Embracing Financial Independence: A Guide for Young Adults")](https://blog.memberspluscu.org/embracing-financial-independence-a-guide-for-young-adults) ### [Embracing Financial Independence: A Guide for Young Adults](https://blog.memberspluscu.org/embracing-financial-independence-a-guide-for-young-adults) #### Aug 13th, 2025 As a young adult, you should learn to effectively manage your money and work on a path to financial independence. This means that you should soon be able to afford everything you need without having to depend on your parents or someone else. Embracing financial independence means taking charge of... [Read More](https://blog.memberspluscu.org/embracing-financial-independence-a-guide-for-young-adults) --- [![Debit Card vs Credit Card: The Smarter Choice for Young Adults](https://blog.memberspluscu.org/hubfs/Imported_Blog_Media/young-woman-paying-cafe-by-credit-card-reader.jpg "Debit Card vs Credit Card: The Smarter Choice for Young Adults")](https://blog.memberspluscu.org/debit-card-vs-credit-card-the-smarter-choice-for-young-adults) ### [Debit Card vs Credit Card: The Smarter Choice for Young Adults](https://blog.memberspluscu.org/debit-card-vs-credit-card-the-smarter-choice-for-young-adults) #### Aug 13th, 2025 The decisions young adults make concerning debit card vs credit card usage have a profound effect on their financial well-being. Using a credit card to pay for essential and non-essential purchases can provide benefits such as increasing credit scores. By that same token, maxing out a credit card’s... [Read More](https://blog.memberspluscu.org/debit-card-vs-credit-card-the-smarter-choice-for-young-adults) --- [![Paying for College: Financial Tips and Resources for Every Type of Student](https://blog.memberspluscu.org/hubfs/Imported_Blog_Media/front-view-four-young-students-casual-clothes-are-together-outdoors.jpg "Paying for College: Financial Tips and Resources for Every Type of Student")](https://blog.memberspluscu.org/paying-for-college-financial-tips-and-resources-for-every-type-of-student) ### [Paying for College: Financial Tips and Resources for Every Type of Student](https://blog.memberspluscu.org/paying-for-college-financial-tips-and-resources-for-every-type-of-student) #### Aug 13th, 2025 College costs today can vary widely from school to school, and can also extend well beyond just tuition and books. From high-tech laptops and pricey college dorms to transportation to get to school and supplies for class, a clear plan for paying for college expenses is crucial to being able to... [Read More](https://blog.memberspluscu.org/paying-for-college-financial-tips-and-resources-for-every-type-of-student) --- [![Make 2025 a Standout Year with These 10 Life hacks That Can Have a Huge Impact](https://blog.memberspluscu.org/hubfs/Imported_Blog_Media/attractive-blond-smiling-woman-walking-park-summer-outfit.jpg "Make 2025 a Standout Year with These 10 Life hacks That Can Have a Huge Impact")](https://blog.memberspluscu.org/make-2025-a-standout-year-with-these-10-life-hacks-that-can-have-a-huge-impact) ### [Make 2025 a Standout Year with These 10 Life hacks That Can Have a Huge Impact](https://blog.memberspluscu.org/make-2025-a-standout-year-with-these-10-life-hacks-that-can-have-a-huge-impact) #### Aug 13th, 2025 The new year is a great time to make changes and think about how you can make 2025 your best year yet. From taking better care of your finances to decluttering your environment, here are some 10 life hacks that have the potential to make the new year a great one. [Read More](https://blog.memberspluscu.org/make-2025-a-standout-year-with-these-10-life-hacks-that-can-have-a-huge-impact) --- [![Don’t Get Hooked: Common Banking Phishing Scams to Watch Out For](https://blog.memberspluscu.org/hubfs/Imported_Blog_Media/close-up-finger-typing-keyboard.jpg "Don’t Get Hooked: Common Banking Phishing Scams to Watch Out For")](https://blog.memberspluscu.org/common-banking-phishing-scams-to-watch-out-for) ### [Don’t Get Hooked: Common Banking Phishing Scams to Watch Out For](https://blog.memberspluscu.org/common-banking-phishing-scams-to-watch-out-for) #### Aug 13th, 2025 Hackers and other online criminals relentlessly deploy phishing scams in hopes of tricking hard-working people into giving them personal identity information, access to financial accounts, or making other missteps. At Members Plus Credit Union, we are keenly aware of the risk hackers pose. We hope... [Read More](https://blog.memberspluscu.org/common-banking-phishing-scams-to-watch-out-for) --- [![Money Management Tips for Single Parents: Simple Steps to Stay on Track](https://blog.memberspluscu.org/hubfs/cropped-focused-shot-savings-concept-nest-egg-old-elderly-senior-woman-grandmother-saving-money-economizing-pension-mortgage-loan-home-using-laptop-putting-coin-into-moneybox.jpg "Money Management Tips for Single Parents: Simple Steps to Stay on Track")](https://blog.memberspluscu.org/money-management-tips-for-single-parents-simple-steps-to-stay-on-track) ### [Money Management Tips for Single Parents: Simple Steps to Stay on Track](https://blog.memberspluscu.org/money-management-tips-for-single-parents-simple-steps-to-stay-on-track) #### Aug 11th, 2025 Proper money management is important for us all, but especially single parents, who are often supporting their family on one income where every penny matters. The key to financial success and good money management is making changes now, even if they are small, because theserealistic changes can... [Read More](https://blog.memberspluscu.org/money-management-tips-for-single-parents-simple-steps-to-stay-on-track) --- [![5 Personal Finance Mistakes Young Adults Make (and How to Fix Them)](https://blog.memberspluscu.org/hubfs/medium-shot-friends-enjoying-blue-matcha.jpg "5 Personal Finance Mistakes Young Adults Make (and How to Fix Them)")](https://blog.memberspluscu.org/personal-finance-mistakes-young-adults-make-and-how-to-fix-them) ### [5 Personal Finance Mistakes Young Adults Make (and How to Fix Them)](https://blog.memberspluscu.org/personal-finance-mistakes-young-adults-make-and-how-to-fix-them) #### Jul 23rd, 2025 It’s never too soon to start thinking about your financial goals for your future. In fact, young adulthood is the best time to start taking a good look at your financial goals and making a plan for success. For young adults, it is a critical time for building a financial foundation - but it's also... [Read More](https://blog.memberspluscu.org/personal-finance-mistakes-young-adults-make-and-how-to-fix-them) --- [![Financial Success for Kids: More Than Just Dollars and Cents](https://blog.memberspluscu.org/hubfs/Imported_Blog_Media/mother-daughter-putting-coins-into-piggy-bank.jpg "Financial Success for Kids: More Than Just Dollars and Cents")](https://blog.memberspluscu.org/financial-success-for-kids-more-than-just-dollars-and-cents) ### [Financial Success for Kids: More Than Just Dollars and Cents](https://blog.memberspluscu.org/financial-success-for-kids-more-than-just-dollars-and-cents) #### Jun 17th, 2025 Introducing your kids to finances, money, and budgets while they are young is the best way to prepare them for a bright financial future as adults. In fact, financial success for kids gives them a strong foundation where they are able to make informed decisions about money to avoid financial... [Read More](https://blog.memberspluscu.org/financial-success-for-kids-more-than-just-dollars-and-cents) --- [❮❮](https://blog.memberspluscu.org/page/1) [❮](https://blog.memberspluscu.org/page/3) [1](https://blog.memberspluscu.org/page/1) [2](https://blog.memberspluscu.org/page/2) [3](https://blog.memberspluscu.org/page/3) [4](https://blog.memberspluscu.org/page/4) [5](https://blog.memberspluscu.org/page/5) [❯](https://blog.memberspluscu.org/page/5) Questions about MembersPlus? 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