--- title: Blog | Financial Advice description: Financial Advice | Read our latest blogs and stay up to date on your financial know how. --- [![MembersPlusCU](https://blog.memberspluscu.org/hubfs/MembersPlusCU_February2025/images/MPCU-logo-with-tag-e1540818915924.png)](https://www.memberspluscu.org/) Toggle navigation - Personal Banking - [Products & Solutions](http://memberspluscu.org/personal-banking/) - [Members Checking](https://www.memberspluscu.org/personal-banking/products-solutions/members-checking/) - [Members Plus Checking](https://www.memberspluscu.org/personal-banking/products-solutions/members-plus-checking/) - [Rising Teen Accounts](https://www.memberspluscu.org/rising-teen-accounts/) - [Debit Mastercard®](https://www.memberspluscu.org/personal-banking/products-solutions/mc-debit-card/) - [Savings](https://www.memberspluscu.org/personal-banking/products-solutions/savings/) - [Club Accounts](https://www.memberspluscu.org/personal-banking/products-solutions/club-accounts/) - 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[About](https://www.memberspluscu.org/about) - > - **Blog** - [About](https://www.memberspluscu.org/about) - [Holiday Closings](https://www.memberspluscu.org/about/holiday-closings) - [Annual Scholarships](https://www.memberspluscu.org/about/annual-scholarships) - [Blog](https://www.memberspluscu.org/about/blog/) - [Mission Statement](https://www.memberspluscu.org/about/mission-statement) - [Our Team](https://www.memberspluscu.org/about/our-team) - [Frequently Asked Questions](https://www.memberspluscu.org/about/frequently-asked-questions) - [Contact Us](https://www.memberspluscu.org/about/contact-us) - [Employment](https://www.memberspluscu.org/about/employment) - [Company](https://www.memberspluscu.org/about/company) - [Hours and Locations](http://memberspluscu.org/find-a-branch) - [Fee Schedule](https://www.memberspluscu.org/about/fee-schedule) - [Employment Application](https://www.memberspluscu.org/about/employment-application) #### Welcome To Online Banking [Account Login](https://www.memberspluscuonline.org/tob/live/usp-core/app/login/consumer) [Enroll: Online Banking](https://www.memberspluscuonline.org/tob/live/usp-core/app/register) [Enroll: Online Banking](https://www.memberspluscuonline.org/tob/live/usp-core/app/register) ## Our Blog Welcome to the Members Plus Credit Union blog! We will be providing you with tips, helpful information, financial advice as well as letting you in on our opinion! We hope you find the articles below not only helpful but interesting! --- [![Still Using a Basic Savings Account? Meet the Money Market Account](https://blog.memberspluscu.org/hubfs/mother-teaching-her-daughter-about-savings.jpg "Still Using a Basic Savings Account? Meet the Money Market Account")](https://blog.memberspluscu.org/still-using-a-basic-savings-account-meet-the-money-market-account-1) ### [Still Using a Basic Savings Account? Meet the Money Market Account](https://blog.memberspluscu.org/still-using-a-basic-savings-account-meet-the-money-market-account-1) #### Aug 19th, 2026 If you are still using a basic savings account, it may be time to consider making the move to a Money Market Account with MPCU to better meet your needs… and for a better return on your money! [Read More](https://blog.memberspluscu.org/still-using-a-basic-savings-account-meet-the-money-market-account-1) --- [![5 Money Skills Everyone Should Master](https://blog.memberspluscu.org/hubfs/women-with-coffee-cups-looking-mobile.jpg "5 Money Skills Everyone Should Master")](https://blog.memberspluscu.org/5-money-skills-everyone-should-master) ### [5 Money Skills Everyone Should Master](https://blog.memberspluscu.org/5-money-skills-everyone-should-master) #### Jul 22nd, 2026 Financial Literacy: 5 Money Skills Everyone Should Master Of all the life skills necessary for success, money skills are definitely at the top of the list. Financial literacy is necessary for making good decisions for yourself, your family, and your future, so it’s important to understand and be... [Read More](https://blog.memberspluscu.org/5-money-skills-everyone-should-master) --- [![Financial Wellness in 2025: Avoiding Common Money Mistakes](https://blog.memberspluscu.org/hubfs/Imported_Blog_Media/financial-wellness-black-frame-with-word-financial-wellness-table-with-mason-jar-saving-bank.jpg "Financial Wellness in 2025: Avoiding Common Money Mistakes")](https://blog.memberspluscu.org/financial-wellness-in-2025-avoiding-common-money-mistakes) ### [Financial Wellness in 2025: Avoiding Common Money Mistakes](https://blog.memberspluscu.org/financial-wellness-in-2025-avoiding-common-money-mistakes) #### Aug 13th, 2025 Financial Missteps You Need to Skip [Read More](https://blog.memberspluscu.org/financial-wellness-in-2025-avoiding-common-money-mistakes) --- [![Smart Ways to Use a Personal Loan](https://blog.memberspluscu.org/hubfs/Imported_Blog_Media/pexels-andrea-piacquadio-3760067-1.jpg "Smart Ways to Use a Personal Loan")](https://blog.memberspluscu.org/smart-ways-to-use-a-personal-loan) ### [Smart Ways to Use a Personal Loan](https://blog.memberspluscu.org/smart-ways-to-use-a-personal-loan) #### Aug 13th, 2025 The personal loan continues to rank among the most popular borrowing options because they offer tremendous flexibility. Getting approval for these unsecured products is largely based on credit scores, income, and repayment history. Because local lenders place few restrictions on their use, smart... [Read More](https://blog.memberspluscu.org/smart-ways-to-use-a-personal-loan) --- [![Embracing Financial Independence: A Guide for Young Adults](https://blog.memberspluscu.org/hubfs/Imported_Blog_Media/side-view-woman-working-laptop.jpg "Embracing Financial Independence: A Guide for Young Adults")](https://blog.memberspluscu.org/embracing-financial-independence-a-guide-for-young-adults) ### [Embracing Financial Independence: A Guide for Young Adults](https://blog.memberspluscu.org/embracing-financial-independence-a-guide-for-young-adults) #### Aug 13th, 2025 As a young adult, you should learn to effectively manage your money and work on a path to financial independence. This means that you should soon be able to afford everything you need without having to depend on your parents or someone else. Embracing financial independence means taking charge of... [Read More](https://blog.memberspluscu.org/embracing-financial-independence-a-guide-for-young-adults) --- [![Financial Success for Kids: More Than Just Dollars and Cents](https://blog.memberspluscu.org/hubfs/Imported_Blog_Media/mother-daughter-putting-coins-into-piggy-bank.jpg "Financial Success for Kids: More Than Just Dollars and Cents")](https://blog.memberspluscu.org/financial-success-for-kids-more-than-just-dollars-and-cents) ### [Financial Success for Kids: More Than Just Dollars and Cents](https://blog.memberspluscu.org/financial-success-for-kids-more-than-just-dollars-and-cents) #### Jun 17th, 2025 Introducing your kids to finances, money, and budgets while they are young is the best way to prepare them for a bright financial future as adults. In fact, financial success for kids gives them a strong foundation where they are able to make informed decisions about money to avoid financial... [Read More](https://blog.memberspluscu.org/financial-success-for-kids-more-than-just-dollars-and-cents) --- [![Bank Like a Boss: Tips on Picking the Best Checking Account](https://blog.memberspluscu.org/hubfs/Imported_Blog_Media/young-female-with-pinkish-hair-posing.jpg "Bank Like a Boss: Tips on Picking the Best Checking Account")](https://blog.memberspluscu.org/bank-like-a-boss-tips-on-picking-the-best-checking-account) ### [Bank Like a Boss: Tips on Picking the Best Checking Account](https://blog.memberspluscu.org/bank-like-a-boss-tips-on-picking-the-best-checking-account) #### May 13th, 2025 By now, most thirty-somethings understand the importance of a good checking account with a financial institution you trust. Savvy consumers also know that not all checking accounts are created equally, so doing your homework is crucial for finding the perfect fit for your financial needs. If you... [Read More](https://blog.memberspluscu.org/bank-like-a-boss-tips-on-picking-the-best-checking-account) --- [![How Can I Raise My Credit Score in 30 Days? – Checklist of 12 Easy Steps](https://blog.memberspluscu.org/hubfs/Imported_Blog_Media/beautiful-pensive-young-girl-with-long-blond-curly-hair-wearing-sweater-standing-isolated-white-wall.jpg "How Can I Raise My Credit Score in 30 Days? – Checklist of 12 Easy Steps")](https://blog.memberspluscu.org/how-can-i-raise-my-credit-score-in-30-days-checklist-of-12-easy-steps) ### [How Can I Raise My Credit Score in 30 Days? – Checklist of 12 Easy Steps](https://blog.memberspluscu.org/how-can-i-raise-my-credit-score-in-30-days-checklist-of-12-easy-steps) #### Jan 8th, 2025 When it comes to buying power, your credit score is one of the most important things to consider. Building credit and maintaining a good credit score is crucial for success whether you want to buy a home, finance a vehicle, and even get better rates on auto insurance. [Read More](https://blog.memberspluscu.org/how-can-i-raise-my-credit-score-in-30-days-checklist-of-12-easy-steps) --- [1](https://blog.memberspluscu.org/tag/financial-advice/page/1) Questions about MembersPlus? 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