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Our Blog

Welcome to the Members Plus Credit Union blog! We will be providing you with tips, helpful information, financial advice as well as letting you in on our opinion! We hope you find the articles below not only helpful but interesting!


Still Using a Basic Savings Account? Meet the Money Market Account

May 13th, 2026

If you are still using a basic savings account, it may be time to consider making the move to a High Five Money Market Account with MPCU to better meet your needs… and for a better return on your money! Read More

Debt, Savings, or Both? How to Prioritize Without Losing Sleep

Apr 15th, 2026

Blog Highlights Choosing whether to focus on debt or savings first depends on your income stability, interest rates, and overall financial goals. Paying down high interest debt can improve cash flow and reduce long term interest costs, while building savings creates a financial safety net for... Read More

Budget-Friendly Solutions for Navigating Financial Hardships

Mar 11th, 2026

Blog Highlights Stability: Learn how to reorganize your finances, prioritize essentials, and free up cash quickly during unexpected financial challenges. Savings: Discover practical ways to cut everyday costs, budget smarter, and build consistent money habits that support long-term stability. Read More

Buying Your First Home: Terms, Tips, and Traps

Aug 20th, 2025

Buying your first home is a big deal! It’s a very exciting time in your life, but it can also be a bit overwhelming when you’re a new homeowner. The team at Members Plus Credit Union wants to congratulate you on this major accomplishment, and also let you know that we are here for you with answers... Read More

Financial Wellness in 2025: Avoiding Common Money Mistakes

Aug 13th, 2025

Financial Missteps You Need to Skip Read More

Loud Budgeting Explained: Master Your Finances with Members Plus

Aug 13th, 2025

What Is Loud Budgeting? There is a new technique being used today called loud budgeting that allows you to take a proactive and transparent approach to money management. This out loud approach is unique and encourages people to engage in money conversations about spending, saving, investing, and... Read More

Budgeting 101: Top 10 Tips for Making and Following a Monthly Budget

Aug 13th, 2025

Never had a monthly budget before? Here are some tips to get you started. Read More

Embracing Financial Independence: A Guide for Young Adults

Aug 13th, 2025

As a young adult, you should learn to effectively manage your money and work on a path to financial independence. This means that you should soon be able to afford everything you need without having to depend on your parents or someone else. Embracing financial independence means taking charge of... Read More

Debit Card vs Credit Card: The Smarter Choice for Young Adults

Aug 13th, 2025

The decisions young adults make concerning debit card vs credit card usage have a profound effect on their financial well-being. Using a credit card to pay for essential and non-essential purchases can provide benefits such as increasing credit scores. By that same token, maxing out a credit card’s... Read More

Paying for College: Financial Tips and Resources for Every Type of Student

Aug 13th, 2025

College costs today can vary widely from school to school, and can also extend well beyond just tuition and books. From high-tech laptops and pricey college dorms to transportation to get to school and supplies for class, a clear plan for paying for college expenses is crucial to being able to... Read More

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