By now, most thirty-somethings understand the importance of a good checking account with a financial institution you trust. Savvy consumers also know that not all checking accounts are created equally, so doing your homework is crucial for finding the perfect fit for your financial needs. If you want to bank like a boss, you should consider your local Members Plus Credit Union versus a national bank for the best checking account, no matter your situation.
Why a Credit Union Checking Account?
Credit unions are a wonderful option for anyone who wants to open the best checking account that offers generous benefits to their members, including these:
Benefits of a Credit Union Checking Account
- Lower Fees
- Fewer Minimum Requirements
- Better Rates
- Superior Personal Customer Service
- Deposits are Protected by the National Credit Union Administration (NCUA)
Your local credit union is here to support the financial journey of all members. Whether you are just starting out, reorganizing your finances, or progressing well on your financial path, MPCU offers a variety of different checking account options to fit your unique situation.
Tailored Checking Options at MPCU
Members Plus Credit Union offers a variety of diverse checking accounts for members, including the following:
- Members Checking – With the Members Checking account you can enjoy the convenience of opening a no fee, non-interest bearing checking account with convenient access to your account 24/7. No minimum balance is required and there are NO hidden monthly fees or annual fees. Plus you receive a FREE Debit Mastercard® and can access online banking to pay your bills, review recent transactions, transfer money and much more.
- Members Plus Checking – Members Plus Checking is an interest-bearing account which provides you with convenient access to your account 24-hours a day, 7 days a week with a Debit Mastercard®. We also offer Overdraft Protection to cover checks when there are insufficient funds in your account. Call any of our branches today to open your Members Plus Checking account!
Choosing the Right Checking Account
Savvy consumers can utilize their checking account for daily financial management and savings if they choose the right one. When searching for the best checking account to fit your needs and help meet your financial goals, these are some key features to consider.
- No or Low Fees
- Online Banking Options
- Benefit of Earning Dividends
Enhancing Your Checking Experience with Complementary Services
Since we are a technology-driven culture, having complementary online banking options with a checking account is a definite plus. MPCU offers a variety of digital services to meet members’ high-tech needs and stay connected from anywhere, anytime.
- Digital Banking – Enjoy the convenience of online banking at your fingertips for tasks such as managing your checking account, transferring money, paying bills, and more.
- Mobile Wallet Integration – For seamless transactions every time you shop, use the convenient Mobile Wallet to store your Members Plus Visa Debit Card, so you can securely make purchases from your phone.
- Direct Deposit Services – MPCU’s direct deposit service is a simple and secure way to deposit any recurring check, like your weekly paycheck, into your account without the need to visit the bank.
Apply online today or contact us for more information!
Leave a Reply